Close more jobs. Grow your business. No dealer fees, ever.

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We specialize in helping contractors grow their business through financing.

Homeowners don’t have enough extra cash laying around

Competitive market makes it hard to stand out

Dealer fees killing profits

How It Works

Step 1

Submit Request in 60 seconds

Submit an application with your customer using your customized, branded portal in 60 seconds.

Step 2

See Rates Instantly

Homeowner will instantly see their rates (including 0% same-as-cash offers) from thousands of lenders, and pick the option they like.

Step 3

Get Paid

Money gets deposited into accounts in as quickly as 24 hours.

Simple, instant payment options for your customers

0% Financing Available

Give your customers access to 0% same-as-cash options, so they can get your project funded quickly and avoid interest payments.

0% Financing Available

Get instantly matched to the best lenders, without hurting your customers’ credit scores. See the best rates and terms without a hard pull.

No Dealer Fees

Here’s the secret – there’s no need to pay dealer fees to offer financing. Don’t let the other guys take your profits by charging unnecessary fees.

Easy, Fast Process

Get funding for your job in as little as 60 seconds, with money deposited in as quickly as 24 hours. The process is simple and fast, period.

Earn Commissions for Each Job

Earn thousands of dollars each year in commissions, paid every time a customer gets financing. It’s like getting paid to offer financing.

Dedicated Support

When you join the Enhancify family, you get ongoing, customer support to make sure you and your customers are successful.

Watch Contractor Success Stories


How does Enhancify's Dealer Financing Program work?

Here at Enhancify, we make it easy for you to offer financing to your customers. After you submit your information and choose your subscription plan, your co-branded financing page and dedicated URL is available for you to send to your customers or add to your website and is accessible whether on a desktop computer, tablet or phone.

When you have a customer in need of money, all they need to do is fill out the form on your co-branded loan page in order to get matched to their best financing options. Their credit score won’t be affected and can choose the loan and lending partner they want to apply for.

Typically, the application will take less than 5 minutes for them to fill out. Once approved, the lending partner can deposit the money directly into their bank account.

Are there any credit score requirements?

We are able to assist customers who have poor, fair, good, very good and excellent credit. Each of our lending partners vary on what type of credit quality they will approve. Some of our partners accept credit scores as low as 500, while other partners require credit scores of 800+. Depending on the customer’s information they provide, will determine which options are presented to them and it is up to the lending partner to decide whether or not the customer will get approved.

What interest rates will customers receive?

Each of our lending partners have different interest rates and the interest rates your customer will receive is based on many factors, which includes, but not limited to their income, credit score, loan amount and loan term. Excellent credit quality customer’s may receive interest rates as low as 5.5% while customers with bad/poor credit may receive rates as high as 36%. Since our network is comprised of many lending partners, we offer customers many options to help them get the best loan and terms based on their unique situation.

Are there any prepayment penalties or equity in the home required?

No, the lending partners in our network do not have any prepayment penalties and there are absolutely no equity requirements as the loan programs offered are all unsecured loans.

How long do I have to be in business in order to sign up and offer your financing program to customers?

There are no requirements for the time you are in business. So, whether you are a just starting out or have been in business for a long time, you can join Enhancify’s financing program.

Do you offer training for our staff?

Our program is designed to be easy, not just for the customer, but for your staff as well. We provide you with a dedicated support specialist, so if you or your staff has any questions or needs any training, we’ve got you covered. Just contact your account representative and they will assist you.

Does the customer need to apply with the lending partner or can our staff apply on their behalf?

The contractor or staff member cannot apply on the customer’s behalf. The customer is the only one who can apply and submit their application to the lending partner. Furthermore, we need the customer to complete the application using your co-branded financing page so that they can be advised of and agree to the terms of service of the loan or credit card product. Also, the co-branded financing page we provide has fraud protection measures in place to make sure that the customer is the one completing the application and ensuring their information is safe and secure.

How many days will it take for the customer to receive their funds?

It all depends on the lending partner. Most loans will fund within days. For example, if the customer applies for a credit card, it can take up to 2 days for the application/approval process and up to 5 days for the customer to receive the card in the mail. If the customer applies for an unsecured loan, than it could take anywhere from 1 to 5 business days, depending on whether or not additional documentation is requested from the customer.

Are there any loan purpose restrictions?

No, the proceeds from the loan can be used for all home improvement and renovation projects and costs associated.

How long will it take for the customer to know whether or not they were approved?

Most of the lending partners within our network will give an instant approval or pre-approval once the customer submits their application to the lending partner online. In some instances, the lending partner may require additional information in order to determine whether or not the customer is approved or denied, however the customer will be notified what information is needed in order to determine the outcome of the application.

Who will receive the funds?

The customer receives the funds directly. It is up to you to make arrangements with the customer on how they will pay you directly.

Start closing more deals and increase your revenue today!

Use our program for any product and any service, as little or as much as you like – NO Dealer Fees!